SERVICES
Merchant Cash Advance
Cash flow is the lifeline of SMEs. Tight cash flow and financing issues hinder business expansion and competitiveness. Merchant Cash Advance quickly injects funds into merchants through revenue-sharing financing, providing flexible repayment and comprehensive support for SMEs to expand their business.
The repayment schedule are based on factors such as future sales and market prospects. After merchants receive funds, they can flexibly use them according to their business needs. Unlike traditional loans with strict usage restrictions, these funds can be used directly for merchant operations. This greatly reduces repayment pressure and allows for growth alongside merchants.
Free Your Cash Flow with Our Merchant Cash Advance
A short-term financing solution designed specifically for SMEs and individual entrepreneurs. Unlike traditional loans, our solutions are based on e-payment sales volume, providing you with the flexibility and access to capital you need to thrive.
Fast Funding
We understand the urgency of cash flow issues for SMEs. That’s why we offer quick and efficient funding, with approvals typically taking just 2 business days.
Flexible Repayment
Our repayment plans are tailored to your business’s unique cash flow patterns. You’ll repay the advance automatically through e-payment sales, eliminating manual payments and ensuring a stress-free experience.
Simple Application Process
Simply complete our application form, provide the required documents, and we’ll process your request within 2 business days.
Comprehensive Support
Beyond providing financial support, we provide financial support and advisory services, including marketing, digital transformation, and financial management, to elevate your business.
Why Get Funding from Us?
Flexible Credit Limits
Merchant cash advances offer flexible borrowing limits, letting businesses choose the amount based on their needs.
Competitive Interest Rates
Merchant cash advances typically have lower interest rates than traditional high-interest financing, reducing costs and boosting profitability.
Flexible Use of Funds
Businesses can utilize the funds flexibly according to their operational needs, unlike traditional loans that impose strict restrictions on usage (not applicable for purchasing fixed assets/property).
Merchant Cash Advance Service
Frequently Asked Questions
How is the cash advance amount determined?
We evaluate the cash advance amount based on the merchant’s e-payment sales volume over the past three months, business operation time, and internal credit score (applicants must be existing BBMSL merchants).
Does the service require collateral?
Since the Merchant Cash Advance does not require a credit background check and only borrows based on future credit card processing volume, the risk is relatively high. Therefore, we require personal guarantees.
Can the funds be used to purchase fixed assets or property?
The Merchant Cash Advance Service is for short-term business needs, not for buying fixed assets. Merchants can use it for operating expenses, inventory, or salaries.
